Should I Quit Before a Write-Up?

I’m currently working in the auto loan refinance industry and I feel like I’m on the verge of receiving a write-up due to my performance (PIP). After over two years with the company without ever being placed on a PIP, I’m feeling overwhelmed by recent changes. The past couple of months have brought numerous changes to how we manage client pipelines and the criteria for performance evaluations. Just a short while ago, I was seen as an above-average salesperson, but now I’m struggling to keep up with the new expectations that seem to have appeared suddenly.

From my job search experience, I remember that many employers ask whether you’ve been written up within a certain timeframe, like the last 3 or 6 months. Do companies actually verify this information if you say you haven’t? Is it even legal for them to do so? I’m based in Colorado, and I’ve heard from questionable sources that the HR teams at hiring companies have limited access to information, mainly just basic details like your employment dates and whether you were terminated or resigned, along with whether you provided two weeks’ notice. For now, I truthfully can say I haven’t been written up, but I’m unable to give two weeks’ notice if I decide to leave.

If I do choose to leave my current position, what do you think are my best options? Should I resign before signing any documentation regarding a write-up? Or should I accept the write-up, then provide my notice next month? What steps should I take to minimize any negative impact on my job search? I’d appreciate any advice you can provide as I navigate this challenging situation. Thank you in advance for your support!